To all concerned, We are living in uncertain times as a society right now, that's a given. And with all that is taking place right now, perhaps anyone reaching out with any sort of thought or plea regarding a sports franchise would seem superfluous in such times. Yet, I write. I write because life must go on, and indeed, it does carry on regardless. And such things as sports is an ingrained and relatively important part of our society and culture. Who I am individually is not really pertinent save to say I am a sports fan and an avid Twins fan through ups and downs for nearly 50yrs of my life. I am a Midwesterner born and raised and fit probably, financially speaking, as middle to maybe lower-middle class in our world as it is now. I can't and won't pretend what it might be like to be in charge of a multi-million/billion franchise. But intelligence and practicality doesn't have a price tag. Not a one of us fans out here in tbe public world has a true grasp on the ultimate, bottom line numbers of expenses and profit and loss of owning a franchise such as the Twins. And loss is definitely a key word after the 2020 season and how it relates to MLB in general and the Twins specifically. To be frank, despite all of us debating such things as payroll, contracts, a player's financial worth and the such, we get lost in abstract details. Very few of us can even comprehend the earnings of a ML rookie, much less the multi-million dollar earnings of an established player. I think very few of us truly ever begrudge a player trying to earn as much money as they can. For myself, I simply can't look at an owner of any business, much less a sports franchise, and loudly proclaim it is my right as a fan to demand you lay out as much as you can monetarily to make myself and hundreds of thousands of fans "happy". From a mom and pop shop to a sports franchise, how could this make any business sense? But I WOULD argue that owning a public entertainment business, such as a sports team, does have a different weight. Ownership wise, there is nothing wrong with wanting to earn profit from said franchise. But I think we all are wise enough to know and understand that those who own such an industry also don't rely on that investment as a sole income. So there is where the rub comes. As owners and FO, you have made significant changes over the past few years to rebuild the Twins organization from the top on down. You have done so with investments in infrastructure and intelligent moves personnel wise. You have spent unprecedented financially while still being intelligent and even frugal...never just blowing the lid off. I commend you for the changes that have taken place. YOU, FO and ownership, are at a strange precipice I'm sure you never saw coming. Unlike many franchises, you have done "right" thus far by paying your milb players and not dismissing employees in droves. Again, I applaud you. But where do we go from here? Jim Pohlad had a recent interview concerning the state of MLB. I found his comments to be open, honest and succinct. I'm not sure how other owners, or agents or players received them, but I think he was spot on as to the current situation taking place. What I found to be interesting and revealing were his comments that...paraphrasing here...2020 was what it was and is done, and the Twins organization is not looking to recoup any sort of financial losses in regard to 2021 and beyond. And so, at length...some would say FINALLY...this brings us to the crux of my letter to you all. There is a universal opinion, rightly so, that there will be some sort of financial cutback across MLB post covid 2020 and with unanswered questions concerning 2021. There has been some rather wild speculation that a depressed and possibly saturated market of possible FA players available an organization could pounce on opportunity to "buy" contention and a possible title. I think we're all intelligent enough to know this is a fallacy and fool's errand. But I WOULD argue that opportunity DOES present itself. In anything approaching normalcy this current off-season, a top and contending team like the Twins would AT LEAST expect a status quo payroll wise, if not a bump. Even in 2019 and '20, the Twins payroll was just under the ML mean. One might easily expect something like a 10% bump in payroll for 2021 for a contending team. I don't ask you to bump payroll in these strange and uncertain times. I'm not even asking you to not cut payroll. But I AM asking you to look at the BIG PICTURE of your franchise. Were you to keep payroll the same, or slightly lower...say a 5% cut...trusting in your talent and intelligent FO, I wonder if the potential dividends wouldn't ultimately pay large dividends. Regards to you all.